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Products
Community Savings Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Rate Conventional Mortgage
20 Year Fixed Rate Conventional Mortgage
15 Year Fixed Rate Conventional Mortgage
10 year Fixed Rate Conventional Mortgage
30 Year USDA Guaranteed Fixed Rate Mortgage
Community Savings Bank Balloon Mortgage
Community Savings Bank Closed End Home Equity Loan
IFA, FHA, VA offered through our Partners

30 Year Fixed Rate Conventional Mortgage
This product offers a fixed rate for 30 years. PMI required if the loan to value is greater than 80%.

Term: 30 years   Maximum Amount: $417,000

20 Year Fixed Rate Conventional Mortgage
This product offers a fixed rate for 20 years. PMI required if the loan to value is greater than 80%.

Term: 20 years   Maximum Amount: $417,000

15 Year Fixed Rate Conventional Mortgage
This product offers a fixed rate for 15 years. PMI required if the loan to value is greater than 80%.

Term: 15 years   Maximum Amount: $417,000

10 year Fixed Rate Conventional Mortgage
This product offers a fixed rate for 10 years. PMI required if the loan to value is greater than 80%.

Term: 10 years   Maximum Amount: $417,000

30 Year USDA Guaranteed Fixed Rate Mortgage
This product offers a fixed rate for 30 years. Up to 100% of the purchase price can be borrowed. A Guarantee Fee will be charged. Home must be in a Non-Metro area approved by USDA. Income limits apply based on household size.

Term: 30 years   Maximum Amount: $417,000

Community Savings Bank Balloon Mortgage
This product is an in-house product offering a longer amortization with a balloon payment. 80% maximum Loan to Value.

Community Savings Bank Closed End Home Equity Loan
This product is a closed end loan for all your Home Equity needs. Maximum combined loan to value is 90%.

IFA, FHA, VA offered through our Partners
We offer Government loans through partners. We will be your officer from application through closing.
 
Ask for additional details.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.